Tithe.ly
Free church giving software with online giving, mobile app donations, text-to-give, and recurring donation options. Includes donor management and detailed reporting.
Free to use; transaction fees of 2.9% + $0.30 (credit/debit) or 1% + $0.30 (ACH)
Tithe.ly emerged as a church-focused alternative to generic payment platforms, understanding that church giving differs fundamentally from e-commerce transactions. The platform is built specifically for recurring tithes, designated fund giving, and the relational nature of church stewardship. The free platform model works similarly to Givebutter - no monthly fees, with the company making money through payment processing. Processing fees are competitive: 2.9% + $0.30 for credit/debit cards, 1% + $0.30 for ACH bank transfers. Churches can optionally let donors cover fees, maximizing gift value. The mobile app experience sets Tithe.ly apart from web-only solutions. Members download the Tithe.ly app, find their church, and give with a few taps. Saved payment methods make repeat giving effortless. The app also handles recurring giving management, letting donors adjust amounts and schedules without church staff involvement. Text-to-give provides an even simpler option. Members text a keyword to a number and receive a link to complete their gift. This works well during services for immediate response to appeals or for members who prefer text communication. The giving page customization creates branded experiences. Add your church's colors, logo, and custom imagery. Create multiple funds for general giving, building campaigns, missions, benevolence, and special projects. Donors select their fund and designation when giving. Recurring giving management makes Tithe.ly particularly strong for regular tithes. Donors set weekly, bi-weekly, or monthly schedules aligned with their pay periods. The system processes automatically and notifies donors of successful transactions. Failed payment retry logic reduces involuntary churn. Donor management provides church staff with comprehensive giving histories. See total giving, frequency, fund breakdowns, and trends for each household. Identify giving pattern changes that might indicate pastoral care needs. The system automatically generates year-end giving statements with proper tax language. Tithe.ly has expanded into a full church platform with additional products for church websites, church apps, and media, though the giving platform remains their core strength and can be used independently.
Sign up at get.tithe.ly to create your free account. Provide your church's basic information, tax ID, and bank account for deposits. The verification process typically completes within 1-2 business days. Customize your giving page after account approval. Upload your church logo and set brand colors. Create funds matching your church's giving categories. Write compelling descriptions for each fund that help donors understand their impact. Configure giving options including one-time gifts, recurring schedules, and ACH vs card preferences. Many churches make ACH the default to reduce processing fees while still offering card options. Set suggested giving amounts that match typical gift sizes at your church. Integrate with your website by embedding Tithe.ly's giving widget or linking to your giving page. The embed creates a seamless experience without redirecting donors away from your site. Add giving links to your email signatures and newsletters. Set up text-to-give by choosing your keyword (often your church name or GIVE). Promote the text number and keyword during services. First-time text givers receive setup instructions; returning givers complete gifts with minimal steps. Download the Tithe.ly Church app to manage giving from your phone. View recent transactions, donor information, and reports. Process refunds if needed. Multiple staff can have app access with appropriate permissions. Promote the Tithe.ly app to your congregation. Display download instructions on screens, in bulletins, and through email. Consider a 'Digital Giving Sunday' to walk members through setup during the offering time.
- A church transitioning from envelope-only giving saw online donations grow from 0% to 65% of total giving within six months of launching Tithe.ly. The recurring giving feature stabilized cash flow by converting one-time givers to monthly contributors.
- A contemporary church promoted text-to-give during services with great success. When the pastor makes giving appeals, attendees text immediately while inspired. The friction reduction increased response to special offerings significantly.
- A multi-site church uses Tithe.ly across all campuses with unified reporting. Donors can give at any location or online, with proper tracking for each campus's specific funds. Leadership sees consolidated giving trends while campus pastors access their location's details.
- A small church appreciated Tithe.ly's free platform when budget prevented other options. Processing fees were their only cost. As the church grew, the platform scaled without adding monthly subscription burden.
- No monthly fees - only pay transaction processing costs
- Purpose-built for church giving with funds, recurring tithes, and proper tax receipts
- Excellent mobile app experience for donor convenience
- Text-to-give provides friction-free giving option
- Competitive processing fees, especially for ACH (1% + $0.30)
- Automatic year-end giving statements save administrative time
- •Processing fees slightly higher than some competitors for credit cards
- •Donor database features not as comprehensive as full CRM solutions
- •Expanding platform (websites, apps, media) can create sales pressure for additional products
- •Limited integration with church management systems compared to Planning Center Giving
SaaS (cloud-hosted)
Yes
What are Tithe.ly's actual fees?
Credit and debit cards: 2.9% + $0.30 per transaction. ACH bank transfers: 1% + $0.30 per transaction. No monthly fees, setup fees, or minimums. Donors can optionally cover processing fees so your church receives the full gift amount.
How quickly do we receive donated funds?
Tithe.ly typically deposits funds within 1-2 business days. You can set automatic daily, weekly, or custom deposit schedules. This is faster than many competitors who hold funds longer.
Can donors set up recurring giving themselves?
Yes, donors manage their own recurring gifts through the Tithe.ly app or website. They can start, stop, adjust amounts, change payment methods, and modify schedules without church staff involvement. Churches can see recurring giving but cannot modify donor payment methods.
Does Tithe.ly integrate with our church management software?
Tithe.ly offers direct integrations with several ChMS platforms and provides API access for custom integrations. Check their integrations page for your specific system. Many churches also export transaction data for manual import into their ChMS.
How does text-to-give work?
Members text your church's keyword to a designated number. First-time givers receive a link to set up their payment method. Returning givers confirm the amount and fund, then the gift processes using their saved payment method. The entire flow takes under a minute.
Can we use Tithe.ly for special campaigns?
Yes, create additional funds for capital campaigns, mission trips, benevolence, or any special purpose. Donors select their fund when giving. Reporting shows progress toward campaign goals. Some churches create time-limited funds for specific projects.